Critical Illness Insurance

Critical illness insurance can help you pay for unexpected medical and non-medical expenses if you are diagnosed with critical illness or a critical illness such as a heart attack or stroke.

Cancer and critical illnesses are more common than you may think. Americans face the following risks:

  • One-half of all men and one-third of all women are at risk of developing critical illness during their lifetimes.3
  • Heart attacks are the leading cause of death for both men and women.4
  • Strokes are the fifth leading cause of death for both men and women.4

A critical illness insurance plan provides up to $75,000 in coverage that you can use for any purpose after your diagnosis, such as medical treatments, living expenses, and transportation services. You may be ineligible for coverage if you have already been diagnosed with critical illness or a critical illness.

How does it work?

You can have a health insurance policy and a critical illness insurance policy at the same time.

If you have a critical illness insurance policy and are diagnosed with a qualifying critical illness or critical illness, you will be paid a lump sum of cash (policy coverage amount). This cash payment can be used to pay for any costs such as the following:

  • Insurance out-of-pocket costs
  • Medical treatments
  • Prescription drugs
  • Living expenses
  • Transportation to medical facilities
  • At-home medical care

Remember, you have the freedom to use your cash payment any way you choose.

How much is coverage?

You can get covered starting at $15 per month.

Coverage amounts are available to fit your individual needs. You can choose an amount ranging from $5,000 to $75,000.

You can apply for critical illness insurance if you are between the ages of 18 and 89 and have not been diagnosed with critical illness, HIV/AIDS or if you have certain health conditions. You only have to answer a few health questions to apply.

How do I get started?

You can get started by requesting a free quote today. offers critical illness insurance policies from some of the nation’s recognized insurance providers. You can compare critical illness insurance plans in a few minutes and find one that works for your unique needs.

Please fill out the quote form on this page.

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